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Expert mortgage advice, market updates, financial tips, and free tools to help you make informed decisions.
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Featured Article
July 2025 Interest Rate Update: What Borrowers Need to Know
As we move through summer 2025, the Canadian mortgage landscape remains shaped by the Bank of Canada's recent decisions. Get the latest on rates, market expectations, and what it means for your mortgage strategy.
Latest Articles
A Rate Hold Isn’t a Guarantee—And That Could Cost You the Home
Is Your Mortgage Pre-Approval Actually Useless? Here’s Why It Might Be
Retirement Planning: Unlocking Your Home's Equity
Many Canadians have significant equity tied up in their homes — but are unsure how to use it in retirement. This article explores smart strategies like reverse mortgages, HELOCs, and refinancing to unlock that value and live with more financial flexibility.
Bank of Canada Holds Key Interest Rate at 2.75%: What It Means for Your Mortgage
At its June 4 meeting the Bank of Canada opted to keep the overnight rate steady at 2.75 percent. Learn why the Bank paused and what it means for homeowners and buyers.
First-Time Home Buyer Incentive Changes
The federal government announced changes to the First-Time Home Buyer Incentive program, increasing the eligible home price threshold in high-cost markets.
Vancouver Housing Market Update
Vancouver's housing market shows signs of stabilizing after months of price increases. Sales volume has decreased while inventory has slightly increased.
Are Variable Rates Still Worth It in 2025? It Depends…
The fixed vs. variable debate is heating up again in 2025. With forecasts suggesting lower rates ahead, should you lock in fixed for stability or ride the wave with variable?
How to Improve Your Credit Score for Better Mortgage Rates
Your credit score has a significant impact on the mortgage rates you qualify for. Learn practical steps to improve your score before applying.
Bank of Canada Cuts Key Interest Rate to 2.75%
On March 12, 2025, the Bank of Canada reduced its overnight rate target to 2.75%, marking a significant shift in monetary policy and offering much-needed relief to mortgage holders across the country.
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