Mortgages for Self-Employed Borrowers
Specialized mortgage solutions for entrepreneurs, contractors, and business owners. Alternative documentation programs and bank statement mortgages available.
Self-Employed Consultation
Who We Help
We understand the unique challenges self-employed borrowers face and have specialized programs for various business types.
- Corporate tax returns
- Financial statements
- Business bank statements
- Contract income
- Seasonal work
- Multiple income sources
- Professional income
- Variable earnings
- Commission-based
Alternative Documentation Programs
Multiple income verification options designed specifically for self-employed borrowers.
Use 12-24 months of business or personal bank statements to qualify. Perfect for borrowers with complex tax situations.
Declare your income with minimal documentation. Ideal for established businesses with strong credit and assets.
Common Self-Employed Challenges
We understand the unique obstacles self-employed borrowers face and have solutions for each.
What You'll Need
Document requirements vary by program. We'll help you choose the best option for your situation.
- 2 years personal tax returns (T1 General)
- 2 years business tax returns (T2/T1)
- Notice of Assessments
- Financial statements (if incorporated)
- Business license
- Accountant letter (if required)
- 12-24 months bank statements
- Business registration/license
- Credit report authorization
- Down payment verification
- Property appraisal
- Income declaration (stated programs)
Why Choose Us for Self-Employed Mortgages?
Specialized expertise in self-employed lending with access to programs traditional banks don't offer.
Alternative Lenders
Access to specialized self-employed programs
Expert Guidance
Navigate complex income documentation
Fast Approvals
Streamlined underwriting for qualified borrowers
Competitive Rates
Best rates for your specific situation
Ready to Get Your Self-Employed Mortgage?
Let's discuss the best program for your unique situation.